Introduction to P2P Lending, its opportunities and risks, known platforms and the influence of COVID-19.
Inhaltsverzeichnis (Table of Contents)
- What is P2P-Lending?
- Chances for investors
- Risks for investors
- Platforms
- Impact of COVID-19
Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)
This text provides an overview of Peer-to-Peer-Lending (P2P-Lending), outlining its workings, the advantages and risks for investors, and the impact of the COVID-19 pandemic on the industry.
- The principles of P2P-Lending and its differences from traditional banking
- Potential benefits of investing in P2P-Lending, including higher returns and diversification possibilities
- Risks associated with P2P-Lending, such as default risk, liquidity risk, and platform-related risks
- The influence of the COVID-19 pandemic on P2P-Lending platforms and the implications for investors
- The importance of risk assessment and careful selection of platforms and loans in P2P-Lending
Zusammenfassung der Kapitel (Chapter Summaries)
- What is P2P-Lending? This chapter introduces the concept of P2P-Lending, comparing it to traditional banking models. It highlights the role of digital platforms in connecting borrowers and investors, and the associated risk and potential higher returns for investors.
- Chances for investors This chapter examines the potential advantages of investing in P2P-Lending, including higher interest rates compared to traditional savings accounts, diversification opportunities, and low investment thresholds.
- Risks for investors This section explores the risks associated with P2P-Lending, including default risk, liquidity risk, and platform-related risks. It emphasizes the need for careful assessment and awareness of these risks.
- Platforms This chapter provides an overview of popular P2P platforms in Europe, comparing their average returns, loan types, loan periods, minimum investment amounts, and offered protection mechanisms.
- Impact of COVID-19 This chapter analyzes the impact of the COVID-19 pandemic on the P2P-Lending industry, highlighting the challenges faced by platforms and investors, as well as potential future implications.
Schlüsselwörter (Keywords)
The main keywords and focus topics of this text include: Peer-to-Peer-Lending (P2P-Lending), digital platforms, investors, borrowers, default risk, liquidity risk, platform-related risks, COVID-19, diversification, risk assessment, buyback guarantee, return on investment, and passive income.
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- Quote paper
- Anonym (Author), 2021, Economical Factors of P2P-Lending, Munich, GRIN Verlag, https://www.hausarbeiten.de/document/1002924
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